Bridge Loan Programs

Close your next investment:

Up to 70% LTV
Low minimum 660 FICO
Purchase, refi, or cashout

^{Up to}70% LTV

6-Month Loan Term

Low Minimum 660 FICO Score¹

Loan Term
6 months with interest-only payments

Proceed Usage
Purchase, rate & term refinance, or cashout

Loan Amount
$50,000 to $500,000²

Property Types
Single-family residences, 2 to 4 units, & townhomes³

Interest Reserves
Minimum 6 months plus closing costs⁴

Leverage
Up to 70% LTV

Borrower Credit
Minimum 660 FICO¹

Renovations
Must be free and clear or have an existing loan with rehab completed

¹ Guarantor minimum 660 credit score is required for loan approval
² Loan amount based on 70% of current as-is value
³ Properties must be in C3 condition or better
⁴ Closing costs inclusive of taxes, insurance, down payment, and other Lender fees

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Our offerings are not to be interpreted as loan offers. Each credit proposition is contingent upon thorough due diligence, underwriting, and approval processes. Qualification for financing does not guarantee the most favorable rates or terms, as these are influenced by a multitude of factors and may be adjusted without prior notification.

Ternus Lending, LLC is an equal opportunity business lender and adheres to the principles of fairness and inclusivity in credit provision, as mandated by the Fair Credit Reporting Act. We do not provide consumer loans or personal financing. Our services are exclusively available to legally established business entities for business purposes, underscoring our role as a business purpose lender.