Ternus Underwriting Guidelines v5.0 are live. Up to 100% of the purchase price plus 100% of the renovation budget on qualifying deals, with leverage set by the property, not your credit score.
The U.S. doesn’t have enough homes, and buying an existing property to renovate isn’t always the best option. For many investors, the answer is to build from the dirt up. A ground up project lets you choose the floor plan, the finishes and the price point the local market is missing. It also means more…
If you’re thinking about buying an investment property, 2026 is a year that rewards investors who plan well. Rates have moved up, rents have settled into a steady pace, and renter demand remains strong. As a result, it’s a market where good deals still work, and where the right financing makes a real difference. This…
Three free investor tools from Ternus — a flip loan sizer, a DSCR sizer, and a room-by-room rehab budget. About two minutes each. No credit pull on the loan sizers.
I got out of the Marine Corps in 2001 and tripped into real estate by accident. Twenty-five years, $8B in transactions, and about 2,000 properties later, I still think about this business the way I thought about a deployment: know the mission, take care of your people, and don’t waste anybody’s time. July 4, 2026…
Investor activity remains a defining force in today’s housing market, even as the drivers behind that activity are shifting. Understanding how the real estate investment landscape is changing is critical for investors looking to deploy capital effectively in 2026. Recent market survey data from CJ Patrick Company shows elevated investor participation, tightening margins, and a…
In real estate investing, timing is everything. Investment opportunities don’t always wait for capital to show up—and missed opportunities can be costly. That’s where bridge financing comes in. A bridge loan is a short-term financing option designed to give investors access to capital so they can act quickly. Whether that means securing a new property,…
Many first-time real estate investors start with a simple goal: buy a property, rent it out, and generate income. While that outcome is possible, the path from purchase to profit is rarely that linear. Success depends on approaching it with a clear strategy and a realistic understanding of what buying rental property really involves. This…
Real estate has long been considered one of the most reliable ways to build wealth, but buying investment property requires a different approach than purchasing a home. From financing and strategy to property selection and risk, understanding how investment properties work is key to making informed decisions that pay off over the long term. This…
Every loan comes with a certain amount of risk for both the lender and the borrower. With secured loans, a significant share of that risk is offset by collateral, an asset the lender can claim if the borrower defaults. That added security often translates into stronger borrowing power. Compared with unsecured financing, secured loans may…
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