— Coverage Map

Where Ternus Lends

Ternus funds investor loans across the United States. Click your state to see local market context, eligible loan programs, and any state-specific overlays.

Aerial view of a neighborhood representing Ternus loan coverage

Ternus lends in 39 states.

Contact us to discuss your specific needs.

Where We Lend

We do not lend in: AK, AZ, CA, DC, HI, MN, ND, NV, OR, SD, UT, VT. QuickTern and Bridge loans are also not available in Baltimore City, Baltimore County or Philadelphia, and the property’s county must have at least 100,000 people.

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