Fix & Flip Loans

From funded to flipped:

Up to 100% LTC
Up to 100% of rehab
Up to 75% ARV

Rates Starting in the 9’s

No prepayment penalty¹

No Credit Report¹

Rehab Budget
Up to 100% covered
(maximum 75% ARV)

Loan Term
Starting at 12-month terms

Loan Amount
Starting at $50,000

Property Types
SFR, 2 to 4 units, and townhomes

Loan Purpose
Business purpose³ (full recourse available⁴)

Interest Reserves
6 months + 10% of rehab budget

Experience
No prior Fix & Flip experience required

¹ Appraisal and credit report may be required at Lender’s discretion, based on overall risk; only available in select markets
² Extension offered at 1% (available at Lender’s discretion)
³ Must be an LLC, LP or corporation
⁴ Must be an individual guarantor

Interested? Connect with Us

First*Last*

Company Name*

Email*

Phone*

By clicking Submit, you consent to Ternus Lending LLC storing the personal information you provide. Please review our opt-in consent, privacy policy, and terms of use to review how Ternus uses your personal data. By clicking submit below, you consent to allow Ternus to store the personal information submitted. By providing a mobile number, you agree to receive AI-generated voice calls and SMS text messages from Ternus regarding account updates, loan services, and related communications. Message and data rates may apply. You may opt-out at any time by replying STOP to texts, Reply Help For Help or following instructions provided during calls.

SMS Opt-In

I agree to receive SMS/text and phone communications from Ternus Lending LLC.

I agree to receive email communications from Ternus Lending LLC.

lead_source

utm_medium

utm_source

utm_campaign

utm_term

utm_content

gclid

Ternus.com is operated by Ternus Lending, LLC, dedicated to facilitating your business’s financing needs. Accessing this site signifies your agreement to our Terms of Use and Privacy Policy. Utilizing our website does not constitute a formal application for financing nor does it guarantee an offer of credit from Ternus Lending, LLC.

Our offerings are not to be interpreted as loan offers. Each credit proposition is contingent upon thorough due diligence, underwriting, and approval processes. Qualification for financing does not guarantee the most favorable rates or terms, as these are influenced by a multitude of factors and may be adjusted without prior notification.

Ternus Lending, LLC is an equal opportunity business lender and adheres to the principles of fairness and inclusivity in credit provision, as mandated by the Fair Credit Reporting Act. We do not provide consumer loans or personal financing. Our services are exclusively available to legally established business entities for business purposes, underscoring our role as a business purpose lender.