Collateral
Financing is available3
Flexible Terms
Choose from 3, 5, 7, & 10-year terms
Loan Amounts
From $55k per individual property up to $1.5M
Property Value
Average portfolio value requirement of $100k
Variable LTV & LTC Rates
Up to 70% of the as-is value or loan-to-cost2
Minimum DSCR Requirement
A 1.20 DSCR ensures your investments are profitable and sustainable
High Occupancy Rates
Minimum 90% occupancy rate requirement
¹ Choose from 3, 5, 7, & 10-year terms with tailored amortization options, including interest-only payments, to match your financial strategy
² Based on your FICO score, get up to 70% of the as-is value or loan-to-cost, optimizing your investment leverage
³ Financing is available for a wide spectrum of non-owner occupied properties, including 1-4 family real estate, condos, townhomes, and multi-family apartment buildings (5 – 9 units)
Ternus Lending, LLC
6230 Fairview Rd. Suite 230
Charlotte, NC 28210

