Wholetail Loans

Close your next deal fast:

Up to 100% LTC
Close in as little as 24 hours
60-day loan term

^{Up to}100% LTC

(maximum 70% ARV)⁴

Close in as Little as 24 Hours¹

No Credit Report or Appraisal²

Loan Term
60 day term with 30-day extension option³

Loan Amount
$50,000 to $500,000⁴

Property Types
Single-family residential 1 to 4 units

Borrower Credit
No credit check required²

Documentation
Appraisals not required²

Renovations
Not permitted

¹ Subject to clear title
² Appraisal and credit report may be required at Lender’s discretion, based on overall risk; only available in select markets
³ Extension offered at 1% (available at Lender’s discretion)
⁴ Based on the lesser of either the purchase price or as-is value provided by 3^rd party valuation.

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Ternus.com is operated by Ternus Lending, LLC, dedicated to facilitating your business’s financing needs. Accessing this site signifies your agreement to our Terms of Use and Privacy Policy. Utilizing our website does not constitute a formal application for financing nor does it guarantee an offer of credit from Ternus Lending, LLC.

Our offerings are not to be interpreted as loan offers. Each credit proposition is contingent upon thorough due diligence, underwriting, and approval processes. Qualification for financing does not guarantee the most favorable rates or terms, as these are influenced by a multitude of factors and may be adjusted without prior notification.

Ternus Lending, LLC is an equal opportunity business lender and adheres to the principles of fairness and inclusivity in credit provision, as mandated by the Fair Credit Reporting Act. We do not provide consumer loans or personal financing. Our services are exclusively available to legally established business entities for business purposes, underscoring our role as a business purpose lender.