We Make Long-Term Rental Loans Easy.

  • custom bullet
    Up to 100% Financing
  • custom bullet
    No Credit Check
  • custom bullet
    No Appraisal

Connect with a Loan Consultant

Please review our opt-in consent, privacy policy, and terms of use to review how Ternus uses your personal data. By clicking submit below, you consent to allow Ternus to store the personal information submitted. By providing a mobile number, you agree to receive AI-generated voice calls and SMS text messages from Ternus regarding account updates, loan services, and related communications. Message and data rates may apply. You may opt-out at any time by replying STOP or contacting us directly.

DSCR Loans for Investors, by Investors.

Designed for enduring real estate ventures, Ternus’s Long-Term Rental Loans offer robust financing options, providing up to 80% of the As-Is Value. With competitive rates starting as low as 6.99% and terms extending up to 30 years, these loans are tailored to maximize your long-term investment potential and profitability.

Property Types

  • Non-Owner Occupied
    1- to 4-Family Properties
  • Residential, Condos, Townhomes,
    and Planned Unit Developments
    (PUDs)

Program Features

  • Up to 30-Year Fixed Term,
    Hybrid ARMS, or Interest-Only
    Payments
  • Finances up to 80% LTC on
    Purchasing
  • Up to 80% LTV on Refinances

Additional Features

  • Rates as low as 6.59%
  • Access up to 75% As-Is Cash-Out