Loans for Investors, By Investors Who Know Your Hustle

Speed – Closing in As Little as 5 Days
Transparency – Complete Honesty
Dependability – We Do What We Say

We make private money loans with the same criteria that you buy.

Ternus knows the challenges related to borrowing because we’ve been there. We understand the excitement of closing a deal and the stress of unexpected hurdles associated with financing. That’s why we’re committed to making your borrowing experience fast, seamless, and stress-free, every step of the way.

Our Loan Programs

A Full Suite of Loan Programs to Meet Your Needs

Fix & Flip Loans

Unlock your real estate potential with Ternus’ 100% rehab program (for eligible properties).

Wholetail Loans

Ternus’ 100% financing provides the ideal wholesale-to-retail option when no rehab is needed.

DSCR Rental Loans

Secure your rental property financing with Ternus’ long-term rental loan program.

Long-Term Rental Portfolio Loans

Cultivate long-term wealth with strategic financing for rental portfolios of any size.

Bridge Loans

Acquisition financing for investors who need to move quickly to acquire a property.

We are committed to making your borrowing experience fast, transparent, and dependable.

When it comes to financing your next investment, you need a lender who understands your goals and moves as fast as you do. Ternus is more than just a lender. We are a partner invested in your success. With same-day approvals, fast closings, and clear terms, we make securing funding quick, simple, and stress free. Whether you’re scaling your real estate portfolio or securing your first property fix & flip project, our experienced team is dedicated to providing the support needed to help you grow wealth and build a legacy. Choose Ternus and experience a real estate financing solution built for investors, by investors.

Apply Now

Success Stories

San Antonio, TX
Loan Amount: $144,900
Type: Fix & Flip

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Mesquite, TX
Loan Amount: $192,500
Type: Fix & Flip

Learn More >

Fort Worth, TX
Loan Amount: $280,000
Type: Wholetail Loan

Learn More >

See All Success Stories

Connect With A Loan Consultant

Whether you’re looking to discuss a potential project, have questions about our loan programs, or need guidance on your application, our team is here to help.

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Associations

Ternus.com is operated by Ternus Lending, LLC, dedicated to facilitating your business’s financing needs. Accessing this site signifies your agreement to our Terms of Use and Privacy Policy. Utilizing our website does not constitute a formal application for financing nor does it guarantee an offer of credit from Ternus Lending, LLC.

Our offerings are not to be interpreted as loan offers. Each credit proposition is contingent upon thorough due diligence, underwriting, and approval processes. Qualification for financing does not guarantee the most favorable rates or terms, as these are influenced by a multitude of factors and may be adjusted without prior notification.

Ternus Lending, LLC is an equal opportunity business lender and adheres to the principles of fairness and inclusivity in credit provision, as mandated by the Fair Credit Reporting Act. We do not provide consumer loans or personal financing. Our services are exclusively available to legally established business entities for business purposes, underscoring our role as a business purpose lender.