The Ternus Cashflow Fund

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    $50,000 Min. Investment*
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    Monthly Preferred Returns
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    Low 2% Management Fee

*Accredited investors only

Earn Passive Income with the Ternus Debt Fund.

At Ternus, real estate lending is designed with one priority: serving the needs of investors. Founded by experienced real estate professionals, we understand the importance of speed, transparency, and partnership when it comes to accessing capital.

Our goal is to return real estate finance to the hands of those who build wealth — delivering straightforward solutions that help investors grow their portfolios with confidence.

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Consistent Income. Real Estate Backing.

The Ternus Cashflow Fund is a private real estate debt fund designed to deliver steady, high-yield income to accredited investors. The fund holds a diversified portfolio of short-term, first-lien residential loans — all underwritten and managed by a team that knows how to move capital efficiently and protect investor returns. We aim to deliver attractive income with the potential for mid-teen IRRs. Ternus has funded 300+ loans totaling over $50 million without any principal losses.

Attractive Returns

The fund offers an 8% annual preferred return, paid monthly, with a target of 12%– 15% annualized returns.

Profit-Sharing Upside

Returns above the preferred yield are shared between Limited Partners and Ternus, rewarding larger commitments with higher profit participation.

Fast Liquidity

After a 6-month minimum hold, your investment is eligible for quarterly redemptions with 30 days’ notice.

Diversified Loan Pool

Investments are spread across multiple borrowers, geographies, and property types to reduce concentration risk.

Aligned Interests. Transparent Returns.

This fund is built for investors seeking predictable income, clear terms, and confidence in their capital. Ternus shares in profits only after the preferred return is met, and key principals invest their own capital alongside Limited Partners—ensuring alignment, accountability, and trust. We target short-duration loans (6–12 months) to reduce market risk and quickly recycle capital.