Monthly income, backed by real estate.
The Ternus Cashflow Fund pays investors an 8% annual preferred return — distributed monthly and paid before the manager shares in profits — from loans secured by first-lien real estate.
$50,000 Min. Investment | Monthly Preferred Returns | Accredited Investors
*A preferred return is a priority, not a guarantee. Your capital is at risk, including possible loss of principal.
A private real estate credit fund — income from secured loans.
Your capital is pooled and lent against investment real estate, secured by first-lien collateral on properties Ternus underwrites and originates. You earn income from the interest those borrowers pay, and distributions are paid monthly.
Preferred return is a priority, not a guarantee — subject to the fund’s offering documents.
This is a private investment, not a bank product. It is not FDIC-insured, not a deposit, and not guaranteed. Your capital is at risk, including possible loss of principal.
Contractual interest, not stock prices.
The fund earns money from loan interest, so its return profile differs from equities — but credit risk replaces market risk.
This is illustrative, not a prediction. The fund is not principal-protected and can lose money, particularly in a real estate or credit downturn. Past performance is not indicative of future results.
Income first. Real collateral. No surprises.
Investors paid first
An 8% annual preferred return, distributed monthly. You’re paid before the manager shares in any profit — and you keep upside through a split above the 8%. A priority, not a guarantee.
Real, first-lien collateral
Every loan is secured by first-lien real estate and cleared the same capital-markets review our institutional buyers require. Secured, underwritten, documented.
For investors, by investors
The loans are produced by an origination platform built by people who actually invest in real estate — decades of investor-side experience and billions in transactions.
Transparent terms
No hidden terms. Net-of-fee reporting. You see what you own and what it earns.
A Management Team With Decades Of Experience
Our team brings decades of experience in private credit, real estate finance, and investment management. We’ve originated and managed hundreds of loans across fix-and-flip, rental, and transitional housing projects — combining institutional rigor with private lending agility.
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Tim Herriage
Founder & CEOTim has over 20 years in real estate investing and private lending, and has been involved in over $3 billion of real estate transactions. He formerly led large-scale investment firms and lending platforms, and brings deep industry insight and a track record of success.
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David Quint
PresidentDavid brings more than 25 years of experience in corporate finance, capital raising, mergers and acquisitions, and strategic advisory. He has worked with private equity firms, family offices, institutional investors, and operating companies across multiple industries, helping organizations raise capital, execute transactions, and drive growth.
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