At Ternus, we create high-interest loans. We sell those loans to life insurance companies, institutional investors, family offices, REITs, and high-net-worth individuals seeking reliable returns in the real estate.

We also have other options where investors can invest in individual loans, and soon our Fractional Club will offer exclusive access to select investment opportunities with a much lower minimum investment.

Let’s explore how you can get started today.


Over $100M originated · Over 600 loans funded · 0.03% realized losses

Platform originations as of October 2026, active in 39 states. Platform performance since inception — not Fund-level metrics. Past performance does not guarantee future results.


Two Ways to Invest

Individual Loan Investments

Prefer direct exposure? Whole-note purchases are available to qualified investors — ask Investor Relations.

Email ir@ternus.com or call (972) 755-1880.

Fractional Club — Coming Soon

Soon, our Fractional Club will offer exclusive access to select investment opportunities with a much lower minimum investment.


Why Ternus

The discipline behind it is simple: we own the choke point — originating, underwriting, and servicing every loan in-house — and we underwrite every deal like the borrower, because our founder has made nearly 2,000 of these acquisitions himself.

Let’s Talk

Speak directly with our investor relations team.

Contact Investor Relations

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Contact IR: ir@ternus.com · (972) 755-1880

For informational purposes only — not an offer to sell or a solicitation of an offer to buy securities. Any investment is speculative and illiquid — loss of principal is possible. Past results do not predict future performance. Not FDIC-insured. ©2026 Ternus.