At Ternus, we create high-interest loans. We sell those loans to our own Cashflow Fund, life insurance companies, institutional investors, family offices, REITs, and high-net-worth individuals seeking reliable returns in the real estate.
We also have other options where investors can invest in individual loans, and soon our Fractional Club will offer exclusive access to select investment opportunities with a much lower minimum investment.
Let’s talk and see if Ternus can help you beat the bank, earn 10%+ on your money, or even higher than 16% with some programs. Let’s explore how you can get started today.
$92M+ originated · 550 loans funded · 0.03% realized losses
Platform originations as of July 2026, active in 39 states. Platform performance since inception — not Fund-level metrics. Past performance does not guarantee future results.
Three Ways to Invest
Ternus Cashflow Fund
Monthly income, backed by real estate. The Ternus Cashflow Fund pays investors an 8% annual preferred return — distributed monthly and paid before the manager shares in profits — from loans secured by first-lien real estate.
$50,000 Min. Investment | Monthly Preferred Returns | Accredited Investors
Individual Loan Investments
Prefer direct exposure? Whole-note purchases are available to qualified investors — ask Investor Relations.
Email ir@ternus.com or call (972) 755-1880.
Fractional Club — Coming Soon
Soon, our Fractional Club will offer exclusive access to select investment opportunities with a much lower minimum investment.
Why Ternus
The discipline behind it is simple: we own the choke point — originating, underwriting, and servicing every loan in-house — and we underwrite every deal like the borrower, because our founder has made nearly 2,000 of these acquisitions himself.
The Ternus Cashflow Fund puts that discipline to work: short-duration, first-lien private credit secured by residential real estate, with income distributed monthly.
Ternus shares in profits only after the preferred return is met, and key principals invest their own capital alongside Limited Partners — ensuring alignment, accountability, and trust.
Let’s Talk
Request the fund overview or speak directly with our investor relations team. Accredited investor status is verified before fund documents are provided.
Contact Investor Relations
Fill out this form to contact our investor relations team.
Contact IR: ir@ternus.com · (972) 755-1880
For informational purposes only — not an offer to sell or a solicitation of an offer to buy securities. Any investment may only be made pursuant to the Fund’s definitive Partnership Documents, which control. Interests are offered to accredited investors only under Rule 506(c) of Regulation D; accredited investor status is verified before any investment is accepted. The Fund relies on the Section 3(c)(5)(C) exemption. An investment is speculative and illiquid — loss of principal is possible. The 8% preferred return and distributions are subject to the PPM and are not guaranteed. Past results do not predict future performance. Not FDIC-insured. Subject to PPM. ©2026 Ternus.