Resources

Blogs

May 8, 2026

Loan Calculators Every Borrower Should Use Before Applying

When you’re in need of financing—whether for a new property, a refinance, or a renovation—the most important work happens before you ever submit an application. ...

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Apr 27, 2026

What Is a DSCR? A Complete Guide for Borrowers

When you’re evaluating a real estate investment—or preparing to secure financing—few metrics matter more than your Debt Service Coverage Ratio (DSCR). Lenders use DSCR to...

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Apr 18, 2026

Best Personal Loans of 2026: Top Options & Comparisons

Personal loans are one of the most versatile funding tools available to real estate investors. With their flexible use terms and short time to close,...

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Success Stories

HC REI holdings fix & flip home

San Antonio, TX
Loan Amount: $144,900
Type: Fix & Flip

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Sarah's Kid LLC fix & flip

Mesquite, TX
Loan Amount: $192,500
Type: Fix & Flip

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Titanium Investments LLC wholetail loan

Fort Worth, TX
Loan Amount: $280,000
Type: Wholetail Loan

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Frequently Asked Questions

How fast can you close a loan?

At Ternus Lending, we pride ourselves on speed and efficiency. We can close your fix and flip deal in as little as 1-2 days…

What is the lowest interest rate I can obtain?

There is good, cheap, and fast. In order to close super fast, we charge 12% on our fix and flip loans…

What is the maximum loan amount I can borrow?

Our loans range from $50,000 to $500,000, depending on the specific loan product and your qualifications…

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