Maximize Your Real Estate Investments with North Carolina’s Trusted Private Lenders

Supporting North Carolina real estate investors

North Carolina is home to the Research Triangle of Raleigh, Durham, and Chapel Hill, as well as Duke, UNC, and Wake Forest universities. North Carolina also boasts fantastic BBQ, the Biltmore Estate, NASCAR, and more.

Are you looking for a trusted partner to provide funding for a loan in North Carolina? Ternus Lending is a hard money lender here for all your real estate investment needs. We are founded for investors by investors. As one of North Carolina’s top lenders, we leverage our expertise to support other investors across the country.

Whether you’re working on a fix-and-flip in Charlotte, a wholetail deal in Raleigh, or seeking a DSCR loan for a rental property in Wilmington, Ternus Lending is here to help. Tap into North Carolina’s dynamic real estate market with a lending partner who knows the terrain and supports your goals every step of the way.

NC hard money lenders

Who We Are


Ternus Lending was founded by experienced real estate investors who understand the dynamic nature of the real estate market. As dependable professional loan officers in North Carolina, we provide fast, flexible loans tailored to your specific needs. At Ternus, we’re more than just private money lenders, we’re your dedicated partners committed to your long-term success.