


San Antonio Private Money Lender
Ternus funds investor loans across the San Antonio metro. Investor-tuned underwriting and fast term sheets.
Ternus: Funding for Your San Antonio Investment Ventures
San Antonio blends rich history with the comfort of suburban living. From the iconic Alamo and the excitement of Spurs basketball to the scenic River Walk, the city offers a vibrant mix of culture, shopping, dining, and entertainment. It’s easy to get around, thanks to major highways and public transportation, making it a fun and convenient place for both locals and visitors. When you need to finance your next big real estate venture, Ternus Lending provides hard money loans tailored to meet all your investment needs. Whether you need a DSCR loan for your rental property or a fix-and-flip loan to capitalize on a quick opportunity, we’re here for you.

Who We Are
At Ternus Lending, we’re private money lenders in San Antonio. Ternus is not like other lenders because we’re investors just like you.
We’re professional loan officers who provide investors with hard money loans. Our mission is to provide the financial support you need to achieve your financial goals. With different loan options that fit a variety of situations, our services are for every type of real estate investor in San Antonio. These services include many financing options.
What We Do
As one of the leading private lenders in San Antonio, we specialize in providing loans for investors in many different situations.
Our lending team is dedicated to helping you achieve your investment goals by providing fast and dependable funding. Whether you’re an experienced investor or just starting out, Ternus is here to help you succeed.
We offer a range of quick and flexible private money loans tailored specifically for investors. Our services include:
Loan Programs
Fix and Flip Loans
With our fix-and-flip loans , San Antonio investors can buy, renovate, and sell properties with a quick turnaround time. We offer competitive rates and quick approvals to help you with your property rehab projects.
Key Aspects of Our Fix-and-Flip Loans:
Transactional Funding
If you’re looking to quickly capitalize on buy-sell opportunities without the usual complications that come with traditional financing, our transactional funding options can help you get short-term financing for back-to-back closing transactions.
Key Aspects of Our Transactional Funding:
Wholetail Loans
With low interest rates and a 24-hour closing timeframe given a clear title, our wholetail loans are perfect for San Antonio investors who want to move quickly on their investments and maximize their profits.
Key Aspects of Our Wholetail Loans:
Long-Term Rental Loans
Our long-term rental loans are designed for investors who want to build their future. With low interest rates and terms that extend up to 30 years, our DSCR loans can help you build a lasting rental portfolio.
Key Aspects of Our Long-Term Rental Loans:
Investor Rental Portfolio Loans
If you’re an aspiring landlord, our rental property loans can help you build your rental property portfolio. With our DSCR loans, you can get debt service coverage ratio loans based on the projected rental income of your San Antonio properties.
Key Aspects of Our Investor Portfolio Loans:
Why Choose Ternus
We are committed to making private money lending fast and convenient.
As one of the top hard money lenders in San Antonio, Ternus values transparency, flexibility, and personalized service you can count on.
Our Benefits
Ready to Get Started?
With Ternus Lending, you’re not just getting a loan. You’re getting a trusted private money lender in San Antonio as a partner at every step of your investment journey. We provide a transparent process with clear terms and fast approvals. Receive the support you need to navigate the complexities of real estate investing with Ternus.
