Unlock Your Portfolio’s Potential with Austin Private Money Lenders

Get Funding for Your Investment Ventures with Private Money Lenders in Austin

Austin blends the energy of a bustling college town and state capital with the charm of suburban living. Austin offers a vibrant mix of live music, unique shops, and world-class dining. With its easy access to major highways and growing public transit options, exploring everything Austin has to offer is a breeze for locals and visitors alike. When you want fast, flexible financing solutions for your real estate investments in Austin, Ternus Lending is here for you. Whether you’re looking to fix-and-flip properties or secure funding for new developments, Ternus can support your investment success every step of the way.

austin private money lenders

Who We Are


Here at Ternus Lending, we’re private money lenders in Austin. Thanks to our local expertise, we have a strong understanding of the real estate market, which allows us to offer financing options that work for you. With Ternus Lending, you can get tailored financing options that help you reach your investment goals.

What We Do


As one of the leading private lenders in Austin, we specialize in providing loans for investors in many different situations.

Our team is dedicated to helping you achieve your investment goals by providing fast and dependable funding. Whether you’re an experienced investor or just starting out, Ternus is here to help you succeed.

Ternus offers a range of quick and flexible private money loans tailored for smaller investors. Our services include:

Loan Programs


 

Fix and Flip Loans

With reasonable terms and rapid approvals, our fix-and-flip loans can help Austin real estate investors who want to buy, renovate, and sell properties as quickly as possible

Key Aspects of Our Fix-and-Flip Loans:

  • Up to 100% financing for 1–4-family properties, based on 70% of the after-repair value (ARV)
  • Fast funding between $50,000 and $500,000, with potential for 24-hour closings in established areas, if the title is clear
  • No appraisals or credit checks, and we handle underwriting in-house to keep things moving smoothly

Transactional Funding

When you want short-term financing for back-to-back closings, Ternus provides transactional funding. With transactional funding, you can take advantage of short-window Austin real estate opportunities without worrying about traditional loans.

Key Aspects of Our Transactional Funding:

  • Loan amounts from $50,000 to $500,000, with quick processing and potential same-day closings
  • Low fees with just a 1% origination fee and no additional fees for document preparation or processing

Wholetail Loans

When you want to boost your profits and reduce your commitments, we offer wholetail loans. Our wholetail loans come with low interest rates and the ability to close in as little as 24 hours with a clean title.

Key Aspects of Our Wholetail Loans:

  • Rates at just 12%, interest-only payments available monthly, and no rehab escrow
  • $50,000 to $500,000 loans for 1–4-family properties covering up to 100% of loan-to-cost
  • Rapid closing in as little as 24 hours with minimal fees and no hidden processing charges

Investor Rental Portfolio Loans

Our rental property loans are a perfect solution when you are looking to expand your investment portfolio with additional rental properties. With DSCR loans, you can get debt service coverage ratio loans that suit your needs.

Key Aspects of Our Investor Portfolio Loans:

  • Financing for a variety of properties, including single-family homes, condos, townhomes, and multi-family buildings (5–9 units)
  • Flexible terms of 3, 5, 7, or 10 years, with options for interest-only payments
  • Loan amounts from $55k per property up to a total portfolio limit of $20M, supporting both small and large investments