Ft. Worth Private Money Lenders

Red colour house
Red colour house
Red colour house
Ft. Worth, TX

Fort Worth Private Money Lender

Ternus funds investor loans across Tarrant County. Fix and flip, DSCR, bridge — fast-moving capital for fast-moving markets.

Supporting real estate investors in the great state of Texas.

Supporting real estate investors in the great state of Texas. Does Fort Worth ever cross your mind? Ft. Worth is no stranger to braving a new frontier. Cowboys settled in the area that came to be Ft. Worth, and it was known as the place “Where the West Begins.” At Ternus, we try to keep the spirit of the cowboys alive.

When you’re looking to finance a real estate investment venture in Ft. Worth, Ternus Lending is here for all your hard money loan needs. As one of the top private money lenders in Ft. Worth, we provide fast and flexible funding options tailored to you. Whether you need transactional funding to close a deal quickly, investor portfolio loans to grow your investments, or financing for a fix-and-flip project, our team at Ternus is here to help.

Who We Are

Ternus Lending is a premier hard money lender in Ft. Worth, Texas. Based in DFW, we understand the Texas real estate market well, which helps us provide flexible financing options that suit the different needs of real estate investors and developers in the area.

What We Do

Ternus offers various types of loans, including fix-and-flip loans for people looking to renovate properties and rental loans for those wanting to buy and manage income-producing properties. Our goal is to give you the financial support you need to make your real estate projects in FT. Worth a success. Our services include:

Loan Programs

Fix and Flip Loans

With our fix-and-flip loans , investors can buy properties with the intent to renovate and sell them quickly. Thanks to our competitive terms and quick approval process, we can help you achieve your Ft. Worth investment goals.

Key Aspects of Our Fix-and-Flip Loans:
  • Up to 100% financing for 1–4-family properties, capped at 70% of the after-repair value (ARV)
  • Fast funding between $50,000 and $500,000, with potential for 24-hour closings in established areas, if the title is clear
  • No appraisals or credit checks, and we handle underwriting in-house to keep things moving smoothly

Transactional Funding

Investors in Ft. Worth can use our transactional funding when they need short-term financing for deals with double closings. With Ternus, your property transactions can be free from the usual complications that come with conventional financing options.

Key Aspects of Our Transactional Funding:
  • Loan amounts from $50,000 to $500,000, with quick processing and potential same-day closings
  • Low fees with just a 1% origination fee and no additional fees for document preparation or processing

Wholetail Loans

If you’re looking to increase your profits while decreasing your commitments, take a look at our wholetail loans . With our wholetail loans, you can get competitive terms and the ability to close in as little as 24 hours with a clear title.

Key Aspects of Our Wholetail Loans:
  • Rates at just 12%, interest-only payments available monthly, and no rehab escrow
  • $50,000 to $500,000 loans for 1–4-family properties covering up to 100% of loan-to-cost
  • Rapid closing in as little as 24 hours with minimal fees and no hidden processing charges

Long-Term Rental Loans

Our long-term rental loans are perfect when you want financing for a lifelong investment. Our DSCR loans come with terms extending up to 30 years, and we offer competitive terms that can help you maximize your returns over time.

Key Aspects of Our Long-Term Rental Loans:
  • Financing up to 80% of the as-is value for non-owner occupied 1–4-family properties
  • Flexible terms with options for up to 30-year fixed-rate loans
  • Competitive rates starting as low as 6.59%

Investor Rental Portfolio Loans

Our rental property loans are a perfect solution when you are looking to expand your investment portfolio with additional Ft. Worth rental properties. With our DSCR loans, we let you borrow based on the projected income of your rental property.

Key Aspects of Our Investor Portfolio Loans:
  • Financing for a variety of properties, including single-family homes, condos, townhomes, and multi-family buildings (5–9 units)
  • Flexible terms of 3, 5, 7, or 10 years, with options for interest-only payments
  • Loan amounts from $55k per property up to a total portfolio limit of $20M, supporting both small and large investments

Why Choose Ternus Lending

We are committed to making lending fast and easy.

Here at Ternus Lending, we’re one of the top Ft. Worth money lenders. We can get you fast, flexible funding with the individualized service you need to let you reach your investment goals. Our experience and expertise in the Texas real estate market means that Ternus can help you deal with any complications that may come while you secure your funding.

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Our Benefits
  • Faster closing process than with a traditional loan
  • Easier underwriting process without the need for perfect credit
  • Financing for properties in less-than-ideal condition

Ready to Get Started?

With Ternus Lending, you can partner with professional loan officers in Ft. Worth you can trust throughout your real estate investment journey. We’re here to provide you with quick, easy loans that have straightforward terms and quick approvals. With our expert guidance, we can help simplify the complexities of real estate investing here in the Lone Star state.

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