Supporting Houston real estate investors and the great state of Texas.
Houston, the fourth-largest city in the U.S., is a major hub for the oil and gas industry and home to 21 Fortune 500 company headquarters. It also boasts big-name attractions like the Rockets, the Astros, the Johnson Space Center, and much more.
Are you trying to get a loan to fund your next big property venture? Ternus Lending is your go-to private money lender for real estate investments across Texas, especially Houston. We specialize in all types of funding options, from fix-and-flip loans to wholetail loans. Wherever you are on your investment journey, we’re here to help you get the financing you need.

At Ternus Lending, we’re more than just another lender—we’re deeply connected to Houston and its thriving real estate market. Founded for investors by investors, we recognize the unique challenges Houston investors face. Whether it’s historic neighborhoods like The Heights or new developments in fast-growing suburbs like Katy, we provide tailored private money-lending solutions wherever you need them.